Frequently Asked Questions(FAQs) About Long Term Care Insurance

What kinds of services are covered under Long Term Care Insurance?

You can easily pay for all the expenses for the nursing facility or skilled nursing care at home with the help of a long term care insurance policy.

What is the meaning of long term care insurance policy?

Long-term care insurance provides variety of services that help meet both the medical and non-medical need of people with a chronic illness or disability who cannot care for themselves for long.

How does my health history affect the cost of the long-term care insurance?

The cost of the long-term care insurance premiums will go up if you have health problems such as Diabetes, Hypertension (high blood pressure), etc.

What are the major benefits of buying long term care insurance policy to the married couples?

Couples can take the advantage of the shared benefit coverage plan available as if one spouse requires long-term care and runs out of money in their policy, they then can dip into their spouse's policy and start to use their benefits.